# Top-ups

Suggested top-ups tell you which payout pockets to refill, by how much and by when, funded from your on-chain reserves.

> Part of the SQRL documentation, section "SQRL Markets".
> Rendered page: https://docs.sqrl.tech/markets/liquidity/top-ups

## Suggested top-ups

Each suggestion shows the pocket, "Top up within" a time, its holding **Now** and the **Suggested** amount. If reserves cannot cover it, it says "Reserves cannot fund it" and suggests buying the asset instead.

Select **Request top-up** (Manage liquidity) to create a channel top-up [operation](/markets/operations). Nothing moves until it is approved and carried out.

## How suggestions are worked out

* A pocket is suggested when your side is below the workspace's **top-up trigger** (warning under 20 percent of capacity, critical under 5 percent, by default).
* The suggestion refills it to the **top-up target** (40 percent of capacity by default).
* Suggestions are capped by the hub's latest wallet balance, shared out to the pockets with the least headroom first.

Change the trigger and target in [Policies](/markets/hub/policies-and-limits).