# Merchants

Merchants are the businesses your desk pays out to. Each one has the asset it is paid in, a daily limit and a largest single payment, a screening tier, and a verification status.

> Part of the SQRL documentation, section "SQRL Markets".
> Rendered page: https://docs.sqrl.tech/markets/merchants

**Required permissions:** View balances (`VIEW_BALANCES`) to open Merchants; Manage merchants (`COUNTERPARTY_MANAGE`) to add or edit.

## The list

* **Filters**: All merchants, Active, Paused, Not verified, Cannot be paid. Search by name.
* **Table**: Merchant · Settles in · Limits (daily / per payment) · Runway · Status.

## Adding a merchant

Select **Invite merchant** to send a self-onboarding link (see [Onboarding a merchant](/markets/merchants/onboarding-a-merchant)), or **Add manually**:

1. **Merchant**: "Who is the merchant?" Enter the trading name, category (Marketplace, Subscription, Retail, Travel, NGO, Wholesale or Freelance) and country.
2. **Payments**: "How do they get paid?"
   * **Paid in**: the asset the merchant settles in. It cannot be changed later, because both limits are counted in it.
   * **Daily limit**: resets at midnight in the workspace's timezone.
   * **Largest single payment**.
   * **Screening**: **Standard** ("Payments clear automatically") or **Enhanced** ("Compliance can hold a payment for review before it clears").
3. **Review**: "Check and add", then **Add merchant**.

A payment over either limit is [held](/markets/payments/holds).

## Statuses

| | Values |
|---|---|
| **Verification** | Pending · Verified · Rejected · Expired |
| **Status** | Active · Paused |
| **Screening** | Standard · Enhanced |

## On a merchant's page

* **Edit** (Manage merchants) changes the profile and limits.
* **Pause** stops new payments to the merchant (Manage merchants or Decide screening holds). **Resume** needs Manage merchants.
* **Verification** (Decide screening holds) records the KYB outcome: choose the outcome, give a reason, and select **Record outcome**. The reason is recorded in the audit log beside the change.

The **Profile** card shows Reference, Category, Country, Screening, Verification, Trading and when the merchant was added. The **Limits** card shows both caps. **Payout channels** lists the channels that pay this merchant and each pocket's runway.